Monthly Archives: August 2013

Gold Fever

I was never interested in selling gold until I got a ton of it when my great aunt died. She just had it lying around in her house! So, I did what any person who doesn’t want a large sum of gold just sitting around in their house: I called Oxbridge House to see how much I could get my gold for. I was pleasantly surprised with the results.

Of course, the people at Oxbridge House told me that the rates could decrease by the time I got there because they pay the price of gold to the minute. But, I said that was fine because it was still a pretty solid price. To my excitement, when I arrived, the rate had actually increased! That meant I was going to get even more money than what I originally thought! Win!

So, in exchange for all the gold I gave them, I got a) to get rid of some things I didn’t even need/want, and b) I got to get rid of some things for CASH. That, my friends, is a win: win situation. And I am glad I chose Oxbridge House in San Francisco to take my gold and exchange it for MONEY!

 

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Knowledge is Power

I was looking to buy my first home in the Sacramento area and thought purchasing a short sale home might be a good route for me. I decided to contact my local Short Sales Agent in Sacramento to get some more information on the process and what homes are available in my Elk Grove neighborhood.  My Sacramento Short Sales Agent informed me that short sales are real estate transactions that provide alternatives to foreclosure. The lender approves a sale in which the proceeds are less than the amount owed. The terms of the sale must satisfy all claimants on the home–short sale properties might have multiple loans taken out against it. Tax liens and mechanic’s liens can complicate negotiations. In order to protect short-sale sellers, the California Legislature passed laws that prevent lenders from suing sellers for the amount still owed after short sales close.

Short Sales Sacramento was very helpful and let me know that buying a short sale is that it is not just a two party transaction.  Even if I made a full price offer to the seller and have them accept it, but if the bank reviews it and decides that it isn’t good enough they will not accept it.  When making an offer on a short sale, be prepared for a counter offer from the bank and leave yourself a little room in your asking price to negotiate with. I was very appreciative of my Short Sales Agent in Sacramento being so upfront to the entire process. As a first time home buyer it is refreshing to have a Short Sales Agent in Sacramento I know I can trust and will advise me honestly.

Short Sales Agent in Sacramento is a Elk Grove and Sacramento based short sales real estate agent.

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Historic and Modern

I recently purchased an older historical home in San Jose and needed to replace all of the windows. I am aware to some degree the energy savings that can be realized with the right replacement windows in my house. So I wanted to make sure I would be choosing replacement windows that would be energy efficient but also compliment the historical integrity of the home. The dilemma of moving forward with these efficiency upgrades while limiting the aesthetic architectural damage that might come to a coveted home as a result, is a more common problem than I would have thought. While posing my replacement window problem to a friend one day they suggested I call California Window Masters to get more information on what would be best for my San Jose home.

When speaking to California Window Masters about replacement windows I had a lot more information. California Window Masters even told me that sometimes historic homes require some energy math to find saving improvements where they can best be implemented, especially when it comes to windows. Extra attic insulation, high efficiency furnaces or boilers, tight seals on all of the windows and doors and basement insulation are effective measures. About 10% of your heat is released through uninsulated windows but the biggest bang can first be had from these other improvements. As for the windows, it’s likely they’re not all of the intricate design variety and replacing the ones that aren’t can help. Finally, storm windows can be installed on the interior or exterior of the home during the coldest months for these instances where history must take precedence. This made me feel confident in using California Window Masters to replace my home’s windows because they seemed to understand my dilemma and wanted to work with me to increase the energy savings, but to keep my home’s integrity in tack.

I decided to have replacement windows installed by California Window Masters, they offer wood framed replacement windows which are excellent insulators and insulate 1,800 times better than aluminum. I am very excited to start seeing the energy savings from my new replacement windows!

California Window Masters is a Northern California based Window Replacement Company

 

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August Cool Down

I spent quite a bit of time researching A/C before purchasing and installing in my Sacramento home.  We live in Sacramento and it doesn’t get too hot but there’s a month or two in the summer where the heat can get oppressive in the house. I wanted an inexpensive, small, window A/C to increase the comfort. I wanted something small enough that I can store it the other 10 months if needed, without having to have an expensive central air system installed.

Anyway, I have a window A/C unit  installed in our main living room. We are in a 1940’s box bungalow so this room is about half of the width and length of the house. The bedrooms and kitchen connect to it. With it on HI cool/Max(7) the entire house has been very cold and huge amounts of water have been pulled out. We keep a few box fans around to circulate air so I can move the cold air around. Unfortunately our portable A/C unit started to lose power when August rolled around and the heat in Sacramento started to creep into the 90s. So we called Alley Heating and Air. A local air conditioning repair service we had used in a previous house to see if they could help repair our portable unit.

Alley Heating and Air came out the same day and did a full inspection on our A/C. Although they suggested the cost of repair would outweigh the cost of buying a replacement, I appreciated their quality of service, their honesty, and their prompt arrival to fix my A/C.

Alley Heating and Air is a Sacramento based A/C repair service

 

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